Zero ERISA liability
Investable acts as the SEC-registered fiduciary. You offer the benefit—we carry the responsibility.
For Employers
Simple to offer. Easy for your team to love.
Adding Investable to your benefits package requires minimal lift from HR—and zero ERISA liability. Here’s how it works from your side.
For Employees
Turn paychecks into power. Start growing your money today.
Automated savings, professionally managed portfolios, and full flexibility—all connected directly to your paycheck.
Automated savingsProfessionally managed portfoliosQuick 5-minute setupNo penalties to withdraw—everGet started with just $50 a month
Add Investable to your benefits package
We handle the setup. Your HR team defines eligibility, and we integrate directly with your payroll provider. No new infrastructure required, just a simple agreement and you’re ready to go.
Employees enroll in minutes
Employees receive an invitation and complete a 5-minute mobile setup—choosing their contribution amount and risk profile. No complex paperwork, no financial advisor required.
Payroll handles the rest
Contributions flow automatically from each paycheck into employees’ individual brokerage accounts. HR sees a clean dashboard. Employees see their money grow. You take on zero fiduciary responsibility.
Set it and forget it
Choose a contribution amount directly from your paycheck—as little as $50 a month—and a risk profile that matches your goals. Investable handles everything else. No ongoing decisions, no manual transfers, no thinking required.
Enjoy unrivaled flexibility
Unlike a 401(k), there are no lock-up periods or withdrawal penalties. Your money stays yours—accessible whenever you need it, for any goal. Emergency fund. Down payment. Dream vacation. It’s all on the table.
Leave the hard work to us
Our seasoned investment team manages diversified portfolios on your behalf. You benefit from expertly managed investments without needing to pick stocks, time the market, or think about rebalancing.
Why employers choose Investable
A benefit that works as hard as your team
Payroll-integrated
Direct API or secure file-transfer integration with major payroll providers. No manual work for HR each pay cycle.
Employer dashboard
Monitor participation rates, deferral trends, and plan health—all without accessing individual account data.
Optional employer match
Boost participation and retention with a contribution match—fully flexible and lower-cost than a traditional 401(k) match.
How Investable works for you
Investing built for real life
No penalties to withdraw
Access your money anytime, for any reason. No lock-up periods, no tax penalties—just your money when you need it.
Expertly managed portfolios
Our seasoned investment team manages your portfolio so you don’t have to track markets or rebalance manually.
Low barrier to entry
Start with as little as $50 a month from your paycheck. Investing isn’t just for people with a lot of money to start with.
Ongoing adjustments
As your goals evolve, your portfolio does too. Our team continuously monitors and adjusts your investments on your behalf.